We would say you definitely need both!
Diving insurance is required by law in the Canary Islands for all divers, and in addition as you will be embarking on a Professional course you must have insurance that covers this.
Many policies are available and you have the option to find your own or we can arrange this for you.
Since we opened we have never had a diving accident, however in the event of someone needing treatment this would run into the 10’s of thousands! We have many hospitals in Tenerife, both State run and Private, however they would all require payment for a diving accident, so for the few Euros a policy costs, we advise every diver to take it out.
Diving insurance only covers you for incidents relating to diving, so we strongly recommend you also have Travel insurance.
Check your policy carefully to ensure you have taken out the right cover. Dont forget things like your cameras, phones and laptops need to be covered as well as personal accidents and health.
Again there are many companies providing travel insurance, and you may even find you are already covered by various institutions such as your Bank or Credit Card company.
If you have not got Travel insurance the best place to look is Money Super Market, which can be found here
For the amount it costs to take out a travel insurance policy, it’s not worth taking the risk of not having it.